Hard Money Made Easy!
Our Loan Programs
Having a mix of internal and external funding capabilities can be advantageous, as it allows us to tackle a wide range of deals while leveraging the strengths of both approaches. This strategy helps us to maintain a competitive edge in the market and effectively address the unique demands of each transaction, ensuring successful outcomes for you the client and partner.
Fix & Flip
Rates starting at 9.0%
Single Family & Multi-Family
Up to 80% LTV
Up to 100% of Rehab Cost
$50K Min Loan Amt
Must Close in an Entity
No Personal Financial
Min Fico: 620
Purchase
Rates starting at 8.0%
Single Family & Multi-Family
Up to 80% LTV
Terms: 15/30/IO
$75K Min Loan Amt
Must Close in an Entity
Bank Statements Required
Min Fico: 620
Refinance
Rates starting at 8.0%
Single Family & Multi-Family
Up to 80% Rate & Term
Up to 70% Cash Out
$75K Min Loan Amt
Must Close in an Entity
Bank Statements Required
Min Fico: 620
Bridge Loan
Rates starting at 12.0%
Single Family & Multi-Family
Up to 60% LTV
Terms: 6 months W/O
$50K Min Loan Amt
Must Close in an Entity
No Personal Financial
No Fico Required
Multi-Family
Rates starting at 9.5%
Multi-Family Mixed Use
Up to 75% LTV
$100K Min Loan Amt
Terms: 10/15/30 year
Experience Required
Bank Statements Required
Min Fico: 720
Rehab Loans
Rates starting at 11.0%
Single Family & Multi-Family
Up to 65% LTV-ARV
$50K Min Loan Amt
Terms: 6 Months
Reimburse Draws
20% Own funds Required
Min Fico: 620
Portfolio
Rates starting at 8.0%
Single Family & Multi-Family
Up to 75% LTV
$100K Min Loan Amt
Terms: 24M to 30yrs
Experience Required
Bank Statements Required
Min Fico: 650
Foreign National
Rates starting at 8.0%
Single Family & Multi-Family
Up to 65% LTV
$75K Min Loan Amt
Terms: 24M to 30yrs
No Experience Required
Bank Statements Required
No Fico Required
Our Commitment
Best Rates & Fees
We offer the most competitive pricing guaranteed!
Flexible Loan Programs
We have a diverse set of in house loan programs, investors & lender network to fund most loan scenarios.
Robust Technology
Our web based technology streamlines loan intake, doc upload, & loan processing.
On-time, Fast Closings
We close loans faster than the bank & our competition.
Easy Application
Our intake process is fast, easy & smart. It knows what info to ask & the required docs for you to upload.
Dedicated Account Rep
We provide you with a dedicated account rep that will always keep you informed on the status of your loan.
Closed Loans
Our Numbers
$100+M
Loan Origination Volume
500+
Loans Originated
30+ Years
Over 30 Years of Lending Experience
48 States
Nationwide Lending
(Except Alaska, Hawaii)
(Except Alaska, Hawaii)
$100+M
100+ Million Available to Lend
10+ Years
Growing Strong Since 2019
Want to discuss a deal?
Contact Us!
Toll-Free 800-963-0066
Direct: 248-955-1234
Mon-Fri 9:00 am - 5 PM EST
E-mail Us
Letsclosenow@icfundings.org
NMLS 2017191